Know where you stand
before you fall in love
with a home.
Holly walks you through mortgage pre-qualification in plain English — like a knowledgeable friend, not a form. Honest answers, no pressure, no jargon.
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Holly
Online · Your mortgage guide
Hi! I'm Holly — I help Canadian home buyers understand exactly what they can afford before falling in love with a home. Want to get your numbers? Let's start: what province are you in, and is this your first purchase?
BC, first time buyer. We've been looking at places around $750K
Great news — as a first-time buyer in BC you qualify for 30-year amortization, which gives you more purchasing power. How much have you saved for a down payment?
About $80K — mix of savings and FHSA
Green Light$750K listing
$784,500
You qualify — with $34K of headroom above asking
GDS36.2% of 39%
TDS38.8% of 44%
Monthly payment estimate: $3,847 · 5yr fixed at 4.79%
Know your number in minutes
Holly asks the right questions and does the math. In about 5 minutes you’ll know your real budget, monthly payment, and exactly what you can afford.
Check any listing you love
Tell Holly about a home you’re interested in — she’ll tell you if it’s in your range, what headroom you have, and whether it’s worth requesting a showing.
Your realtor stays in the loop
Your qualification, listing checks, and showing requests are all visible to your realtor — so they always have the context they need.
Works with
Realtor.ca listingsAll ProvincesAll employment typesFHSA & RRSP HBPFirst-time buyers